Those who work in certain industries know this is the time of the year when health insurance options open for the coming year. With the many changes in the healthcare law and possible changes coming with a new administration, knowing the options for personal and family healthcare is critical. Business and personal finance consultant in Chicago Jeff Badu is a certified public accountant and familiar with the many different laws and governance for the healthcare options available. Each year, health care insurance recipients should be asking three essential questions for their options. “The most important question is whether or not the payer is happy with the options they have available to them. If they are, then no changes are needed. Plans, however, do change as well as certain coverages. It is a good idea to review all options carefully before making a final selection,” said Badu, a personal finance advisor in Chicago, IL . The other two questions to ask are the possibili...